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There are some specific advantages to using a mortgage company for your loan First they probably have access to a wider range of loan products than does a full service bank.
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You can get an FHA mortgage with a FICO Score as low as 500 but applicants with scores ranging from 500 to 579 must make a down payment of at least 10 to qualify Applicants with credit scores of 50 or greater can qualify with a down payment as low as 35.

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