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A personal financial statement is a snapshot of your personal financial position at a specific point in time It lists your assets what you own your liabilities what you owe and your net worth.

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A personal financial statement shows the individual's net worththeir assets minus their liabilitieswhich reflects what that person has in cash if they sell all their assets and pay off all their debts If their liabilities are greater than their assets the financial statement indicates a negative net worth.

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