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Sign up online or download and mail in your application. Students will receive consideration for a Federal Direct Student Loan by completing the FAFSA and the funding comes directly from the federal government to the university.

Repayment of the whole or part of the loan may be made in advance at any time without an interest penalty.

A Federal Direct Unsubsidized Loan is a non-need based low-interest loan with flexible repayment options.

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The certificate is required before meeting with the Financial Aid Office.

Forbes adheres to strict editorial integrity standards.

What Happens If You're Caught Lying on FAFSA Creditcom. A Federal Direct Unsubsidized Loan is a non-need based low-interest loan with flexible repayment options It is available to both undergraduate and graduate students.

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Interest will accrue on the Parent PLUS loan during deferment. As you determine the best way to finance your education, you should consider the full range of student financial aid options available to you.


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You can decide that you no longer wish to pursue a Direct Parent PLUS Loan.

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